Explore Plans

Mountain Health CO-OP offers Idaho affordable health insurance for individuals and families, as well as small businesses. To make our coverage even more affordable, you may also qualify for a tax credit from the federal government that could reduce your costs significantly. And preventive services are covered at 100% under all our coverage plans.

Interested in Vision Coverage?

Mountain Health CO-OP is now working with VSP to offer individual vision plans.  Sign up and purchase this coverage directly with VSP.

We offer three main categories of plans:

LINK Coverage

  • Available ONLY to residents of the Treasure, Magic and Wood River Valleys, as well as the McCall area
  • Featuring a narrower network of providers that emphasize preventive healthcare to maintain affordability
  • Choose from these plans if having the lowest monthly premium is most important to you

Access Care Coverage

  • Available ONLY in these counties: Bear Lake, Bonneville, Oneida, Caribou, Franklin, Power
  • Featuring the widest array of in-network providers
  • Standard PPO (preferred provider organization) plans
  • Choose from these plans if having the widest choice of providers is most important to you

Engage Coverage

  • Available ONLY in these counties: Benewah, Bonner, Boundary, Kootenai and Shoshone

  • Standard PPO offering plans in Northern Idaho
  • Choose from these plans if having the lowest monthly premium is most important to you

Browse all plans

Is your doctor or hospital in our network?

Please be sure to check that your preferred doctors, hospitals and other healthcare providers are part of our network before selecting a plan. In-network providers will provide you with the most savings. Out-of-network providers will cost you more.

Look up your doctor or hospital  here