What is MHC?

Had enough of the sky-high prices and impersonal service of big health insurance companies in Idaho? You’re not alone.

We believe everyone in Idaho deserves the financial security that comes with affordable health insurance. That’s why Idahoans have come together to create a less expensive alternative to the big health insurance companies. One that’s run by its members, for its members—not Wall Street. One that shares profits with its members—not shareholders. One that’s focused on your needs—not just ours.

Already a member?   Our annual meeting will be held at 4:15 p.m. on November 9 at the Radisson Hotel in Helena, MT.

Introducing affordable health insurance in Idaho.

Mountain Health CO-OP is a new health insurer offering quality, affordable coverage to all Idahoans, including small businesses. We spend as little as possible on marketing and overhead so we can keep our premiums low. And as a nonprofit CO-OP, we must—by law—use the profit we earn to lower prices and provide additional benefits for members.

Why join us?

  • You can save money.
  • Our plans are accepted by up to 85% of Idaho’s doctors and hospitals.
  • As a CO-OP member, you have a voice and a vote in how the CO-OP is run. Our board of directors, who govern our company, must be made up of a majority of our members – not big business.

What do we stand for?

  • Our Mission:  We offer non-profit member-governed health insurance that promotes member engagement and provides access to high quality medical care.
  • Our Vision:  Champion a more innovative, member-centric healthcare delivery system by promoting the triple aim where providers are engaged to improve population health , improve individual healthcare, and control healthcare spending.
  • Our Core Values:
    • Customer focus
    • Communication
    • Quality
    • Integrity
    • Responsibility
    • Respect
    • Credibility
    • Innovation
    • Teamwork

It all comes back to you.

The cost of health insurance and medical care are two of the greatest challenges facing Idaho today. We believe big health insurance companies have had their way for way too long—and that Idahoans have waited long enough.  Help us bring some common sense—and competition—back to Idaho health insurance. Join us!

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DBA Mountain Health CO-OP in Idaho does not discriminate on the basis of race, color, national origin, disability, age, sex, gender, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations.